Judicial Foreclosure

The sale of real property, which was held as security for a mortgage found in default, processed through formal court proceedings and resulting in the lender recovery of lost equity through the sale of the property at auction (referred to as a Sheriff’s Sale). As opposed to non-judicial foreclosure.

Starting a foreclosure is as easy as
  1. Click on the "Get Started Now" button below.
  2. Complete the secure online form, or download a printable version.
  3. Submit the form securely via the website, e-mail, fax, or mail it to us.
Frequently Asked Questions
What is the "Reinstatement Period"?

The 3 month period after the recording of the Notice of Default. This acts as a grace period, during which the Trustor/Borrower may cure the default by belated performance, if the default is curable. Please check out our Foreclosure Process Timeline page for more information.

Foreclosure Statistics
2009 To 2014 Foreclosure Statistics for San Luis Obispo County, California

This document details the number of Notice of Defaults, Notice of Sales, and Trustee's Deeds filed in San Luis Obispo County, CA from January 2009 through 2014. For review of data prior to 2009 please contact our office.

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