Streamlining

The refinancing of an FHA insured loan with a minimum of documentation, underwriting and costs. Eligible mortgages must be current; the refinance must result in a lower monthly principal and interest rate payment, and cannot be used for equity cash-outs. ╥No cost╙ streamlining constitutes no out-of-pocket expenses to the borrower but a higher interest rate; closing costs can be added to the principal balance if it is determined that sufficient equity exists.

Starting a foreclosure is as easy as
  1. Click on the "Get Started Now" button below.
  2. Complete the secure online form, or download a printable version.
  3. Submit the form securely via the website, e-mail, fax, or mail it to us.
Frequently Asked Questions
If someone is in the property after I become owner how do I get them out?

You should consult an attorney; however you can ask them, offer them money or sue them for "Unlawful Detainer", an eviction action. Your legal counsel can advise as to cost and time frames.

Foreclosure Statistics
2009 To 2014 Foreclosure Statistics for San Luis Obispo County, California

This document details the number of Notice of Defaults, Notice of Sales, and Trustee's Deeds filed in San Luis Obispo County, CA from January 2009 through 2014. For review of data prior to 2009 please contact our office.

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