FHA-Insured Loan

A loan insured by the Federal Housing Administration (FHA) of the U.S. Department of Housing and Urban Development (HUD) available in urban and rural areas for single family homes, for 2, 3, and 4-unit properties and condominiums. Down payment requirements are lower than for conventional loans, with interest rates generally at market rates. With FHA-insured mortgages, extra payments can be made toward the principal and the balance can be paid off at any time.

Starting a foreclosure is as easy as
  1. Click on the "Get Started Now" button below.
  2. Complete the secure online form, or download a printable version.
  3. Submit the form securely via the website, e-mail, fax, or mail it to us.
Frequently Asked Questions
What if the Borrower (Trustor) offers to make a partial payment?

Accepting a partial payment can jeopardize the validity of the foreclosure. You can accept a partial payment and rescind the foreclosure; however, you would need to record a new Notice of Default if they remain in default. You can accept money with a forbearance agreement. There are many ramifications of a forbearance agreement; the process should be guided by legal counsel.

Foreclosure Statistics
2009 To 2014 Foreclosure Statistics for San Luis Obispo County, California

This document details the number of Notice of Defaults, Notice of Sales, and Trustee's Deeds filed in San Luis Obispo County, CA from January 2009 through 2014. For review of data prior to 2009 please contact our office.

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