Loan-To-Value (LTV) Ratio

A percentage, used in lender risk and loan assessment practices, which accounts for the relationship between a loan amount and the value of a property being offered as security for the loan (typically the lowest appraised or purchase price value). The higher the LTV ratio, the more risk the lender assumes and the more the borrower pays for the loan, if accepted; loans with higher LTV ratios may also require mortgage insurance.

Starting a foreclosure is as easy as
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Frequently Asked Questions
How long does a foreclosure take?

3 months plus 21 days. Please check out our Foreclosure Process/Timeline page for more information.

Foreclosure Statistics
2009 To 2014 Foreclosure Statistics for San Luis Obispo County, California

This document details the number of Notice of Defaults, Notice of Sales, and Trustee's Deeds filed in San Luis Obispo County, CA from January 2009 through 2014. For review of data prior to 2009 please contact our office.

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