How do I find out if property taxes are paid as well as fire insurance? And should I pay those?

A quick telephone call to the Tax Collector’s office can tell you if taxes are current. To find out about insurances may take investigating if you are not listed as an additional insured on an existing policy. Possibly you are receiving notices from the insurance company and have contact information; maybe you can ask the owner of the property; or if you suspect there is no insurance it might be wise to place your own and have us make note of it as an advance to protect your interest.

Generally, we would recommend payment. Advances by the lender to pay taxes and insurance are allowable and chargeable to the borrower.

Starting a foreclosure is as easy as
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Frequently Asked Questions
What we do during the "Reinstatement Period"?

All American Foreclosure Service will review and forward a copy of the Trustee Sale Guaranty we order from the Title Company, to see who has a recorded interest in the property as owner or as lien holder; check for bankruptcy and ensure proper notice to the Trustor and subsequent owners or junior lien holders. Within 10 days we are required to mail a copy of the Notice of Default to the Trustor and those who have recorded a Request for Special Notice and within 30 days we send a copy of the Notice of Default to any junior lien holders and other parties. Upon expiration of the 3 month reinstatement period, we proceed to set a Trustee Sale.

Foreclosure Statistics
2009 To 2014 Foreclosure Statistics for San Luis Obispo County, California

This document details the number of Notice of Defaults, Notice of Sales, and Trustee's Deeds filed in San Luis Obispo County, CA from January 2009 through 2014. For review of data prior to 2009 please contact our office.

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